Featured Property: 526 West Battle Street, South Kamloops West End, B.C. $414,900

Kamloops Home For Sale 526 Battle Street

This home is centrally located in the South Kamloops West End, has a 2 bedroom inlaw suite and is close to shopping, transportation and TRU. Everything in this home has been updated, new roof, heat pump, furnace, hot water tank, paint inside & out, all flooring, kitchen appliances (stainless upstairs, white down), all windows, patios, insulation in the attic, bathrooms and the list continues. The two bedroom suite is very inviting and bright. There is a beautiful panoramic valley and river view from the main floor. Oversized windows make this home very bright. There are two 4 piece bathrooms and a 2 piece ensuite. The ensuite can easily be converted to a 3 piece. There is a two car tandem carport with tons of extra storage in the insulated storage room. The large yard it great for a growing family and there is RV parking. Book your appointment to view this home, it won’t last!

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To view the virtual tour click here.

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Kamloops Home Inspections: Ladder Safety & Getting Your Garden Ready For The Fall

Todd Hrycenko Home InspectorLadder Safety

As a home inspector in Kamloops I spend a lot of time using a variety of ladders to do my job.  Ladders are dangerous pieces of equipment, if not handled correctly or you are unfamiliar with them. Homeowners in Kamloops should think about a few things before you climb the ladder to perform fall maintenance tasks, and take these safety precautions.

• There should only be one person on the ladder at one time.

• Never leave a raised ladder unattended.

• Be sure all locks on extension ladders are properly engaged.

• All metal ladders should have slip-resistant feet.

• The ground under the ladder should be level and firm.

• Don’t carry objects in yours hands while on a ladder.

• Keep your body centered between the rails of the ladder at all times.

* Inspect your ladder every time before you use it for broken or excessively warn out parts.  As someone who has taken the fast ride to the ground from roof height, believe me you don’t want to realize your ladder has a defect too late.

Maintenance Matters

Fall is the time of year to prepare your garden for the fall months ahead. I know with the temperatures still hovering around 30 degrees in Kamloops nobody wants to think about winter or even fall, but your plants and garden already are.  Here are some tips to help you with your fall garden prep.

• Bring tropical and other plants inside for the fall.

• Dig and store summer and fall-flowering bulbs.

• Avoid heavy pruning of trees and shrubs going into the fall months.

• Apply a layer of mulch about 2 to 4 inches deep to the floor of the garden.

• Apply mulch or a wrap around the base of bushes and trees to protect them from the cold temperatures.

• Rake up any leaves that may have already fallen.

• Turn off the water supply to your hose tap and irrigation systems.

• Fallize garden furniture if necessary.

• Fertilize to give your garden one last nutrition boost before fall.

• Empty out and bring in any pots that could break in cold temperatures.

• Plant spring-flowering bulbs with their roots down.

Todd Hrycenko, Global Property Inspections
Phone: 250-371-2787 ac.cbipgnull@ddot

Featured Property: 435 McGill Road, Lower Sahali, Kamloops, B.C. $409,900

Kamloops Sahali Real Estate 435 McGill  Large three bedroom home in great lower Sahali location within walking distance to shopping, transportation and schools including TRU. Recent updates include new flooring, paint and bathroom fixtures. Panoramic city and valley views from the deck, kitchen and great room. Private back yard with terraced garden, fruit trees and in-ground sprinklers. Open floor plan with vaulted ceilings in the great room with large windows making this home very bright and inviting. Tons of parking in the 2 car tandem garage and possible room for an RV.

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To view the virtual tour click on the link: Street View / Home View.

To view all homes for sale in Kamloops click here.

Featured Property: 2620 Briarwood Avenue, West Briar Estates, Brocklehurst, Kamloops, B.C. $419,000

Kamloops Home For Sale Briarwood Ave Beautiful 6 year old custom designed four level split home in Brock’s newest development West Briar Estates. There are four large bedrooms and three full bathrooms. The main great room area has high 16 foot vaulted ceilings and numerous windows. There is a beautiful mountain view from the kitchen, dining room, great room and patio. The large master ensuite has a large soaker tub, separate shower and large walk in closet. This home comes with all landscaping complete including in-ground sprinklers.  There is also central A/C, central vacuum and a fully finished basement. The basement rec room has 14 foot ceilings and extra insulation for sound proofing. Other custom features include rounded corners, custom tile work, frosted glass pine doors, gas barbecue hook up on the patio, custom mouldings, most lights on dimmers or timers and gas fire place. This home has been entirely painted in the past 2 years. There is a two car garage and tons of storage under the stairs and under the outside patio. There is no HST on this nearly new home. Don’t miss out on this great home!

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To view all homes for sale in Kamloops click here.

Open House Weekend: Saturday, August 28 & Sunday August 29, 2010: Aberdeen, Barnhartvale & Juniper Heights

This weekend’s open houses will be held on Saturday, August 28th and Sunday, August 29th in Aberdeen, Barnhartvale and Juniper Heights.

Kamloops Property 2405 DRUMMOND CRTSaturday, August 28, 2010: 11:30-1:00: 2405 Drummond Court, Aberdeen, $379,900

Bright & inviting two-storey home backing onto parkland with a beautiful view. Recent updates include flooring, heat pump, kitchen counters, paint & more. Bright open kitchen with large patio doors leading to a fenced backyard. Storage pantry & laundry off of the kitchen. Large living room with big windows & patio off of the front. Huge master bedroom with vaulted ceilings, large walk-in closet, 4 piece ensuite, small patio & skylight.

Kamloops House 2090 Van Horne Drive Saturday, August 28, 2010: 1:30-3:00: 2090 Van Horne Drive, Aberdeen, $399,900

Private & spacious 3,200 square foot, 3 level split home in desirable Aberdeen. There are 5 bedrooms & 3 bathrooms, including one ensuite. Recent updates include outside vinyl “chic” paint with a 20 year warranty, kitchen counter, tile flooring & 95% efficiency furnace. Roof is 13 yrs old. Laundry room, 2 piece bathroom, bedroom & large family room with maple hard wood flooring & fireplace on the main floor.

Barnhartvale Real Estate 5395 Morris Pl Sunday, August 29, 2010: 11:30-1:00, 5395 Morris Place, Barnhartvale, $389,900

This home appears to be straight out of a magazine. Extensive reno’s and additions done over the past couple years including a large family room (great room), kitchen, flooring, windows, doors, bathrooms, large 18 X 20 patio, $12,000 hot tub,entry way/foyer, high efficiency furnace, paint, flooring and upgraded electrical. Vaulted ceilings in the family room with numerous skylights.

Juniper Heights Ridge Real Estate 2900 Cheakamus Place Sunday, August 29, 2010: 1:00-3:00, 2900 Cheakamus Place, Juniper Heights, $899,900

Immaculate 2 year old Juniper Heights Benchlands executive bungalow with over 4,300 square feet of living space. Bright open design featuring a large gourmet kitchen with stainless steel appliances, granite counter tops and custom finishing. Large great room design with huge windows featuring beautiful valley and lake views. Large stamped concrete patio off the kitchen & master bedroom. There is a one bedroom & den on the main floor (den could be converted to a bedroom) and three bedrooms down. This home features extra high ceilings on both floors. more..

Juniper Heights, Kamloops, BC Home 2665 Qu'appelle Blvd, Sunday, August 29, 2010: 1:30-3:00, 2665 Qu’appelle Boulevard, Juniper Heights, $379,900

This solid Juniper Ridge home has 4 bedrooms and 3 bathrooms. There is over 2,000 square feet of living space and numerous updates which include, kitchen, bathrooms, flooring, paint, baseboards and more. This home sits on a lot over 10,000 square feet. There is drive through access to the back yard, two gas fire places, built in vacuum, central A/C, under ground sprinklers, RV parking and single car garage.

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Featured Property: 383 Hollyburn Drive, Upper Sahali, Kamloops, B.C. $279,900

Kamloops Sahali Real Estate 383 HOLLYBURN DriveBright and cheery Upper Sahali half duplex in nice area. Very close to Albert McGowan Park, transit, schools & shopping. Numerous updates include windows, furnace, A/C unit, paint, main bath, kitchen. Three bedrooms on the main with two bedrooms down. One bedroom down & storage area can be converted to a large rec room. Large patio off the main floor lead to good sized back yard. Single car carport with lots of extra parking. RV parking possible.

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To view all homes for sale in Kamloops click here.

Kamloops Mortgage Info: There Is More Than Just a Low Interest Rate

Brenda Colman - Invis Kamloops Mortgage BrokerWhile some mortgage rates have been increasing in recently, overall, interest rates are the lowest we’ve seen in a generation.  Kamloops homeowners and first-time buyers getting a mortgage in the months ahead will likely enjoy a rate that will keep their borrowing costs low for the next few years.  Indeed, borrowers who have renewed or refinanced a mortgage in the past year now pay interest rates that are nearly one point lower than their previous rate, according to an April report by the Canadian Association of Accredited Mortgage Professionals (CAAMP).

While securing an attractive interest rate may be the top priority for most borrowers, some low-rate mortgages available today offer limited flexibility. For example, “no frills” mortgages offer favourable rates, but may limit your ability to pay off your mortgage sooner. In addition, “quick close” financing deals offer attractive rate discounts, but many require a closing date within 30 days. This may not provide enough flexibility for sellers or buyers.

When it comes to choosing a mortgage, getting a good rate is just the tip of the iceberg. To ensure smooth sailing, you have to be aware of all the other features that may lie below the surface.

The features of a mortgage should fit a homebuyer’s personal goals, both now and down the road.  Borrowers need to understand what they’re signing up for – a mortgage is the largest debt most consumers will ever take on.

Below are five tips prospective mortgage holders may consider when choosing a mortgage:

1. Consider an assumable mortgage

A few years from now when you decide to sell your home, your low-rate mortgage could provide an extra selling point. If your mortgage is assumable, meaning it can be transferred to another borrower, it allows the purchaser to take on your mortgage’s terms and payments as part of the sale. This can be an attractive incentive, particularly in a higher rate environment.

2.  Review refinancing penalties

Given the low rates available today, many homeowners are weighing the benefits of refinancing. When choosing a mortgage, keep in mind that penalties are often the equivalent of three months’ mortgage payments, or based on an interest rate differential, which is the difference between your current rate and the new rate.  If you consider refinancing, a mortgage broker can help you decide whether the long-term savings outweigh the up-front penalties.

3. Evaluate pre-payment options

Many borrowers are taking advantage of low interest rates by accelerating payments on their mortgages. For example, many lenders allow you to double up payments periodically, or make lump-sum payments of up to 20 per cent of the principal once a year. When negotiating your mortgage, make sure you understand the size and frequency of payments your lender allows.

4. Review skip-a-payment options

Some lenders offer an option to skip a payment without penalty, which may come in handy in today’s economy.

5. Consider portability

Many mortgages have a portability feature that allows you to transfer your existing mortgage over to a new property, but not all portability terms are the same. Some lenders allow as long as 120 days to transfer the mortgage, but others only allow for a few days or a week.

Choosing the right mortgage involves considering where you are now, and where you may be three to five years from now.  Working with a mortgage professional can help you make sense of the many options available to you.

Brenda Colman, Mortgage Consultant, Invis Kamloops
P. 250-318-8118  E. ac.sivninull@namlocadnerb W. www.BrendaColman.ca
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