Author: Kirsten Mason

Kamloops Home For Sale: 870 Uplands Court, Barnhartvale, B.C. $519,900

Barnhartvale

870 Uplands Crt, Barnhartville, Kamloops Real EstateKamloops Home For Sale: 870 Uplands Court, Barnhartvale, B.C. $534,800. Great family home located on a very private half acre of property with loads of room for all your toys, RVs and boats.

This home features 3 bedrooms on the main floor, a nice kitchen with wood cabinetry and lots of storage space, a family room off of the kitchen that leads to the private patio, a spacious living room and formal dining room as well as main floor laundry. There are 2 bathrooms on the main floor.

The basement level features an inlaw suite with one bedroom, a large rec room, a 4 piece bathroom and so much storage you won’t know what to fill it with. There is potential to make the basement storage area a large theatre room.

There is a beautiful yard with nice large grassy area, gardens and two patios. There is a garden shed in the back as well.

This property is surrounded by a gully that is privately owned which makes it very private to all the neighbours. There is potential to build a detached shop or bring your many ideas. Hot water tank in 2009, new roof going on ASAP. Day before notice for showings.

Barnhartvale is located 15 minutes east of downtown Kamloops. This community sits in the hills above Dallas and south of the Thompson River.

There are not any larger shopping developments in Barnhartvale but there is a small corner store on Barnhartvale Road. The closest shopping is either in Dallas where a few smaller retailers exist or a 15 minute drive into the Downtown Kamloops area. Valleyview also has a number of retailers which is a 10 minute drive away. To get to the larger big box stores which are located in Sahali and Aberdeen the drive is approximately 15 to 20 minutes.

Barnhartvale has a local community elementary school for students kindergarten to grade 7. Highschool students attend Valleyview Highschool and have school bus service from Barnhartvale. Thompson Rivers University is located 20 minutes from this home.

There is a local BC transit route through Barnhartvale.

To view all homes for sale in Kamloops click here.

Scotiabank offers 5-year fixed mortgage at 2.97%, CBC News

Mortgage Information

This article appeared on CBC News on May 28th, 2014

Scotiabank offers 5-year fixed mortgage at 2.97%, CBC News. Scotiabank has lowered its five-year mortgage rate to 2.97 per cent, beginning a new sally in the war to win business.

The rate, effective until June 7, is the lowest among the big banks for a fixed five-year rate.

Two weeks ago Investors Group unveiled a three-year variable rate of 1.99 per cent. Variable rates often are lower than fixed rates, as the consumer takes the chance that interest rates will rise and cause higher payments.

In 2012, a number of Canadian banks offered five-year mortgage rates below three per cent — something that earned them a stern rebuke at the time from then Finance Minister Jim Flaherty. The banks quickly dropped the offer.

Flaherty tightened the country’s mortgage insurance rules in July 2012, in a bid to curb the rapid growth of consumer debt and soaring house prices. Although the measures briefly cut down on the number of people applying for mortgages, Canada’s housing market remains hot.

However, current Finance Minister Joe Oliver issued a statement today saying he will continue to monitor the market.

“It’s a small drop and its not my intention to be involved. We continue to monitor it,” he said in the lobby of the House of Commons.

Oliver pointed to government actions from 2008 to 2012 to reduce consumer indebtedness and the government’s exposure to the housing market through CMHC.

In March, Bank of Montreal again offered a fixed five-year rate of 2.99 per cent, but Scotiabank’s 2.97 per cent is a shade lower.

There is fierce competition among the banks for mortgage business, considered a secure form of consumer loan.

This summer, Royal Bank will offer real estate agents $1,000 for referring five first-time homebuyers.

First-time buyers are particularly desirable because they need a large sum of money and are likely to become bank clients for life.

John Andrew, a real estate expert with Queen’s University, said it was likely that other banks would follow Scotiabank’s lead to keep in pace in a competitive market — especially given a lag in sales in the all-important spring market which was delayed by bad winter weather.

“There’s no question that the mortgage lenders are very concerned about this slow spring and are obviously trying to catalyze the market and it’s obviously even more competitive right now than it normally would be,” Andrew said.

“We’re looking at mortgage rates very, very, close to this level being predominant right into the fall, and then I think we’re going to see bond yields begin to creep up again and we’ll start to see some rates rising.”

Kamloops Home For Sale: 1221 Columbia Street, South Kamloops, B.C. $499,900

South Kamloops

1221 Columbia St, South Kamloops, Kamloops Real EstateKamloops Home For Sale: 1221 Columbia Street, South Kamloops, B.C. $499,900. Original owner selling this fantastic home that has 4 large bedrooms up and a den in the basement that could be made into a 5th bedroom.

This home is spotless and very well maintained. 2 year old roof, underground sprinklers, alarm, central a/c, built-in vacuum – this home has it all.

There is a garage and a detached 12’x24′ shop plus lots of parking for RV’s and toys.

The basement has a big cold room for canning/food storage or wine. The fully fenced backyard has a garden and a cute deck off the family room to the yard. Located half a block from the park and close to schools so it is great for kids.

South Kamloops is home to numerous amenities. Coopers, London Drugs, Visions Electronics, Coast Capital Savings, CIBC, Scotia Bank, TD Canada Trust, HSBC, numerous insurance agencies and professional offices are all close by. Lansdowne Village houses a number of the larger retailers in South Kamloops.

There are also a variety of small and medium retailers, numerous restaurants, and fast food establishments. Victoria Street is the main street where many clothing boutiques, bridal stores and specialty stores are found. South Kamloops is home to the Royal Inland Hospital, the only hospital servicing the Kamloops region. RIH is a short two minute drive from this home.

Shopping areas in Sahali, Southgate and Aberdeen are within a five to ten minute drive of this home. Many of the big box stores are located in these areas.

Riverside Park and Interior Savings Centre are both located on Lorne Street in South Kamloops. Riverside park is a large park on the river with a water park, a sandy beach area, large open green space for summer activities, washroom facilities and picnic areas. Riverside park also has a stage where numerous performances and events occur during the warmer months.

Prince Charles Park is less than one block away from this home. It features a nice field for children to run on, picnic benches, updated playground and a wading pool for those warmer summer months.

Interior Savings Centre is home to the Kamloops Blazers Junior Hockey team. Many performances and concerts also occur at this large facility.

South Kamloops Secondary is also the home to the Sagebrush Theatre, a 706 seat proscenium theatre is located on 9th Avenue in South Kamloops (south of Columbia Street).

The Kamloops YMCA/YWCA is located on 4th Avenue and Battle Street in the Downtown core. The facility offers an indoor pool, sauna, hot tub, exercise facilities and many fitness classes.

Peterson Creek Park runs through most of Sahali and part of South Kamloops. This is a 423 hectare park that is a natural creek corridor. There are over 30 kilometers of trails in the park and many sites to enjoy including panoramic valley views and Bridal Veil Falls. There are numerous access points and the park is equipped with picnic tables and grassy areas to enjoy. Peterson Creek is located a short drive away or about a 10 to 15 minute walk.

South Kamloops is serviced by BC Transit busses on a frequent and regular schedule. The main bus loop is located on Lansdowne Street at 7th Avenue.

To view all homes for sale in Kamloops click here.

Kamloops Home For Sale: 1960 Ash Wynd, Pineview Valley, B.C. $399,000

Pineview Valley

1960 Ash Wynd, Pineview Valley, Kamloops Real EstateKamloops Home For Sale: 1960 Ash Wynd, Pineview Valley, B.C. $399,000. Great family home in a popular area.

On the main floor this two storey home features a nice bright living room and dining room area with a nice sized kitchen with ample counter space, a two piece bathroom and large foyer off the front door.

The second level features three good sized bedrooms with a four piece guest bathroom and a four piece ensuite off the master bedroom.

The basement level has a good sized rec room with daylight walk out basement, a forth bedroom, a four piece bathroom, laundry room and storage.

Recent updates include hotwater tank, flooring. Other features include large deck off of the dining room, nice sized fully fenced yard with storage shed and large concrete patio, two car garage and located in a cul-de-sac. Day before notice for showings appreciated.

Pineview is closely located to all the local retailers including Aberdeen Mall, Costco, Chapters, Staples and many other stores. Stores such as Real Canadian Superstore, Safeway, Save on Foods, Winners/Home Sense, Home Depot, WalMart, Michaels are a short 5 to 10 minute drive away. There are also a number of financial institutions located within close driving distance to Pineview.

There are no schools in Pineview so children in the area attend surrounding schools,  many elementary students attend McGowan Park Elementary. Secondary students attend either Sahali Secondary school or South Kamloops Secondary.

Thompson Rivers University is located in Southgate. The campus is positioned at the intersection of Summit Drive and McGill Road. TRU is a fully accredited University and offers a variety of programs and courses to students in many different areas of study.

Surrounding Pineview, there is a large 22 acre park with hiking, jogging and cycling paths. There is a rink in the area that is an ice rink in the winter months and a basketball court or floor hockey rink in the warmer months. There is also a playground for children to enjoy.

Tournament Capital Centre is located in Southgate which is only a 5-10 minute drive from Pineview. TCC has many different facilities all in one building such as gymnastics, swimming, indoor track, fitness facility, courts and much more. There are also a number of sports fields that surround the facility.

Kenna Cartwright park is located in Southgate, sitting on 800 hectares of Mt. Dufferin and easily accessible on the north east side of the mountain (near the Home Depot) or at the top of Mount Dufferin off of Pacific Way. This beautiful park has panoramic valley views and many hiking and biking trails for the whole family.

Pineview is serviced by public transportation and there is a regular bus route that goes through the main area of Pineview.

To view all homes for sale in Kamloops click here

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