July 2010

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todd hrycenko1 Kamloops Home Inspections: Pool Safety and Air Conditioner MaintenancePool Safety

Pools are a very popular feature for homes in Kamloops due to our warm weather.  Mid summer is the most popular season for swimming pools in Kamloops. Routine maintenance is important for any swimming pool equipment. Here are some must know/must do items regarding swimming pools.
•  Hire a service contractor to routinely check equipment.
•  Establish a maintenance routine based on your pool equipment.
•  Maintain chemical balance, treatment and water chemistry.
•  Keep records on maintenance and water chemistry.
•  Routinely check for leaks at piping and other systems.
•  Regularly change or clean filters and screens.
•  Never allow children to use the pool without adult supervision.
•  Install an electronic or automated safety monitoring system to detect water movement when the pool is not in use.
•  Secure the pool with a proper enclosure such as a 5′ or higher locking fence when not in use.

Keeping Cool with Air Conditioning

Homes in Kamloops often have air conditioners because of our sometimes blisteringly hot summers but very few people know what what to look for if the air conditioner doesn’t seem to be keeping your home cool.  If your home’s inside temperature is feeling more like the warm outside temperature, it could be a problem with the air conditioning system. What should you do to inspect it if the air conditioning is not working in your home?
•  Check the thermostat. Is it set to “cooling” or “AC?” Is it set lower than the room temperature? If it’s a digital thermostat, is the battery dead?
•  Check the on/off switch on the side of the furnace or near the furnace. The furnace fan distributes air for the air conditioner and must be on.
•  Check if the disconnect switch outside at the AC unit is switched off, disconnect pulled or the fuse blown.
•  Check if the main breaker fuse for the air conditioner is off. Reset the breaker or replace the fuse.
•  Check for a broken belt or clogged air filter on the furnace.  This is a VERY common cause of AC not cooling the entire house properly.
•  Check if the coil above the furnace iced up.
•  Check if the exterior coil is dirty or blocked by plants.  Fallen leaves and cut grass in the air conditioner can greatly reduce your A/Cs effectiveness, efficiency, and life span.
•  It is always important to call a qualified service technician when you have questions or concerns and don’t feel comfortable performing the above checks yourself.
Remember to NEVER put your hands or any other part of your body anywhere where you could be injured.  Guards and covers are there for a reason, don’t remove them to look unless you have disconnected all the power to the system in question.  When in doubt, call a professional.

Todd Hrycenko, Global Property Inspections
Phone: 250-371-2787 ac.cbipgnull@ddot

Brenda Colman Invis Kamloops Mortgage Broker 259x300 Kamloops Mortgage Info: What First Time Home Buyers Need To KnowYou’ve saved for your down payment, you’ve crunched the numbers and you’ve decided on the Kamloops neighbourhood where you want to live – but are you really ready to start shopping around?

Buying your first home is one of life’s most exciting milestones, but there are lots of steps on the way to crossing the threshold as an owner for the first time. To make sure this process goes smoothly, you’ll need to get financing advice right from the get-go and do some work in advance.

Get your down payment and deposit ready. A down payment must come from your own resources, and in most cases must have been held in your account for at least 90 days. Using a gift from your parents or other family member for a down payment?  You’ll need a letter stating that it is actually a gift and does not need to be re-paid. These funds will likely need to be deposited in your account two weeks before your purchase closing date.

The Home Buyers’ Plan is another financing option for first-time buyers. It allows you to withdraw up to $25,000 ($50,000 per couple) from your RRSP to buy or build a home.

Keep in mind that when placing an offer, a deposit is usually required. It can be all, or part, of a down payment.

Figure out what you can afford. The best way to do this is by talking to a mortgage expert and getting pre-approved for a mortgage. A mortgage consultant can provide examples of what monthly payments and home buying costs will be, to eliminate surprises.

Get in touch with the professionals. Think of home buying as a team sport – a mortgage consultant can help you find a good real estate agent, real estate lawyer, home inspector and home insurance agent. Be sure to get in touch with these professionals early in the buying process to avoid last-minute scrambles.

Come up with an offer strategy. It’s easy to get caught up in the emotion, so it is important to decide on a maximum price before bidding and to stick to it.

Choose your mortgage strategy. Ask yourself: Do I want the stability of a fixed-rate mortgage or am I comfortable with the potential rewards and risks of a variable-rate loan? A mortgage expert can help you decide which one makes the most sense for your financial situation, as well as help you understand your payment options and the other features of various types of mortgages.

Get ready to close. When buying a home, it pays to learn about closing costs, which can represent up to 3 per cent of the purchase price, including land transfer tax, lawyer’s fees, appraisal fees, title insurance and home inspection fees.  A mortgage professional can help estimate how much these will cost and offer ideas for how you can cover these costs.

A lot of first-time buyers can’t wait to get out there and house hunt, but they need to understand that this is not a decision to enter into lightly. But with careful planning and expert advice, you can make your first home – and your first mortgage – work well for you in the long term.

Brenda Colman, Mortgage Consultant, Invis Kamloops
P. 250-318-8118  E. ac.sivninull@namlocadnerb W. www.BrendaColman.ca

5395 Morris Pl front 02 300x224 Featured Property: 5395 Morris Place, Barnhartvale, Kamloops, B.C. $389,900This home appears to be straight out of a magazine. Extensive reno’s and additions done over the past couple years including a large family room (great room), kitchen, flooring, windows, doors, bathrooms, large 18 X 20 patio, $12,000 hot tub,entry way/foyer, high efficiency furnace, paint, flooring and upgraded electrical. Vaulted ceilings in the family room with numerous skylights. Extensive use of windows makes this home very bright and inviting. Huge shower in the main bath with 3 shower heads and beautiful tile work. Easy access to the main bath from the hot tub and back patio. Lots of thought given to the design and layout of this home. Immaculate gardens in the back and front of the home with numerous stone pathways and benches. Vegetable garden, large compost area and many storage sheds. Mainly perennials and shrubs in the gardens making this a dream to maintain. Small woodworking shop that is insulated and wired plus 24 X 11 enclosed garage. This property is located beside city green space lending more privacy. At the end of a quiet cul-de-sac with a beautiful view. Tons of parking and room for RV. Don’t miss this beautiful home.

Click here to view more pictures of this home.

To view all homes for sale in Kamloops click here.

This weekend’s open houses will be held in Brocklehurst and South Kamloops on Sunday, July 18, 2010.

B23 220 G M living room 02 300x224 Open House Weekend: Sunday, July 18, 2010: Brocklehurst & South Kamloops, B.C.Sunday, July 18, 2010: 12:30-1:30, B23-220 G&M Road, South Kamloops, $154,900

This 2 year old mobile home has over 900 square feet of living space with 2 bedrooms & 1 large bathroom. There is an open floor plan from the kitchen to the living room w/ vaulted ceilings & a bay window. Outside there is RV parking, large sundeck, fully fenced yard & two storage sheds.

70 2401 Ord Rd kitch 01 300x224 Open House Weekend: Sunday, July 18, 2010: Brocklehurst & South Kamloops, B.C.

Sunday, July 18, 2010: 2:00-3:00 70-2401 Ord Road, Brocklehurst, $104,900

Neat & tidy home in the adult section of Brock Estates. Three large bedrooms & a huge 5 piece bathroom w/ cheater ensuite. Heat pump w/ central A/C, updated flooring, new hot water tank & updated light fixtures. On one of the largest lots in the park. Wired workshop in the back & extra storage shed. Very private yard w/ a patio. Tons of parking.

Click here to view more pictures of these homes.

To view all homes for sale in Kamloops click here.

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